1985 Corvette Convertible

Cars That Will Give You Good Auto Insurance Quotes

Do you take the safety and insurance costs of the car when shopping for a new ride? If no, you definitely should, because the costs associated with auto insurance can be a burden to your family budget if you choose the wrong car. And it could turn out that a relatively cheap car will cost you way more in auto insurance premiums over the years compared to a more expensive auto with low auto insurance quotes. The Highway Loss Data Institute (HLDI) compiles and analyzes the information regarding insurance costs of all car makes and models available on the market today and many insurance companies base their rates on the data provided with this institute's reports. But besides the HLDI reports every insurance company runs its own statistics regarding insurance costs of all autos on the road, which strongly influence the final car insurance quotes you will get when shopping around. Insurers analyze the costs of repair, theft, maintenance, damage, injuries and the overall claim history of a particular car model before giving our a rate. And sometimes these factors can make your premiums differ in times for two same-priced cars. Why is that? Because some cars are more likely to be stolen than others, some cars have better safety features and cost less to repair, and some cars just can't leave the top spots of insurance claim ratings. So before you decide to buy a car, make sure it doesn't make part of the most frequently stolen list:

* Honda Accord

* Toyota Camry

* Ford F-150

* Acura Integra

* Nissan Sentra

* Toyota Corolla

* Toyota Pickups Or the most expensive theft claim list:

* Cadillac Escalade

* Chevrolet Corvette Convertible

* Lincoln Navigator Cars that are known to cause serious injuries to their drivers or passengers frequently will also cost more to insure than safer car models. So think twice before buying one of the following cars, because your rates will be more expensive: